Non-Medical Insurance
Offer employers flexible, affordable employee benefit solutions with non-medical products from Principal Life Insurance Company. Principal Life ranks among the industry’s top writers of group non-medical insurance (LIMRA International, U.S. New Sales and Inforce Report, 2006), based on fully insured inforce contracts:

• #1 For Dental Indemnity And #5 Overall For In-Force Group Dental Contracts
• #4 For In-Force Disability Contracts (#6 For LTD, #4 For STD)
• #3 For In-Force Term Life Contracts

Their competitive portfolio features built-in flexibility to address an employer’s unique needs.

Group Life Insurance – A variety of solutions to protect families, including Group Term Life, Voluntary Term Life, Dependent Life and Accidental Death and Dismemberment.

Group Disability Insurance – The ability to earn an income is one of an employee's greatest assets. Employers can offer their employees the ability to protect that income through the many disability insurance solutions available from Principal Life. Short-term disability, Long-term disability and Integrated disability coverage is offered in both employer-paid and voluntary employee-paid versions, with flexible options to personalize the program for each business's specific needs.

Group Dental Insurance – The Principal(r) Dental Series offers industry leading benefit and provisional level flexibility. Through Employee Benefit Choice employers can offer multiple benefit options to their employees. Complementing a strong product is one of the nation's largest dental networks with over 95,000 provider locations nationwide.

Group Vision Insurance – Coverage that’s easy to administer and easy to understand packaged in a simple, affordable solution that employees appreciate.

Voluntary Solutions – Voluntary life, dental, disability and vision solutions that offer important protection at attractive group rates. Employers can expand their benefits program at no premium cost to the company.

Please contact your CPS Group Benefits Representatives for additional information.